Low Cost Health Insurance

The lowest cost health insurance? Diet and exercise. And adequate sleep. Many people take medications to manage conditions which are preventable, manageable, and even reversible through diet and exercise. Why is there such resistance to healthy lifestyles and to preventive medicine? Motives of special interests aside, why aren’t individuals proactive in their own health? And why aren’t more employers being proactive in the wellness of their employees, in lifestyle education, in on-site fitness, etc.?

Back to the health insurance characterization: People will pay hundreds of dollars per month for health insurance, untold amounts for prescription medication, and yet bemoan a monthly gym fee, a group exercise session fee, or (dare I say it) the cost of a personal trainer. (I have had my own personal trainers over the years and it was money very, very well spent. It’s a matter of priorities. Also: there are many people who are living or trying to live a healthy lifestyle. But there are many others who are not.)

My monthly gym fee is $35. Moreover, there is no charge to use the outdoor venues that I use here in the L.A. area.

I’m not suggesting that conventional health insurance has no importance or is a “rip-off”. However, I’m saying that being proactive about one’s own health and wellness — through self-education, exercise, healthy eating, and adequate sleep — is the lowest cost and, overall, the most effective insurer of your health.

In my own case, I’m referring to frequent, vigorous exercise and not just to the more causal physical activity often encouraged in mainstream media. However, the intensity of your exercise will depend on your present medical status, your exercise experience, and other factors. Exercise intensity is another topic. It should be intense enough to produce the desired results.

The politics of health care aside and special interests aside, exercise, diet, and rest/sleep collectively are, in my opinion, the best — and lowest cost –health insurance overall. But let’s keep conventional health insurance in the discussion for a moment: A healthier population of insureds would (or, at least, should) have a desirable impact on the cost of conventional health insurance (fewer claims relating to illnesses or conditions that are preventable, manageable, or reversible through lifestyle when population is in fact engaging in healthy lifestyles).

More on health, exercise, wellness, nutrition in my eBook: http://www.roberthenryfitness.com/landing/age-re-defined-ebook/#more-419

 

Robert, age 57, is a Certified Strength and Conditioning Specialist, a Certified Personal Trainer with a Certification in Fitness Nutrition, and a Certified Wellness Coach. He is the author of “Age Re-Defined: Take Control of Your Health, How You Feel, And How You Look – Even In Your Forties & Fifties”, an eBook available at Amazon, Barnes & Noble, iBookstore, Sony ebookstore, and elsewhere, for $5.79-$6.99 [Nutrition Contributor: Deborah Klein, MS, RD]. He holds a Juris Doctor degree from Southern Methodist Univeristy, is an attorney, and a flight instructor and jet-rated pilot.